Fees and Insurance

Do you take my insurance?

I am an out-of-network provider, meaning that I do not accept insurance and do not bill insurance directly. Instead, I will give you a receipt that you may submit to your insurance company for any out-of-network benefits of which you might be entitled. If you do not receive any out-of-network benefits, or if you prefer to pay privately, we may discuss the option of a sliding-scale fee.

How do you handle payments?

Payment is due at the end of each session.  I accept credit cards, check and cash payments.

Explanation of Out-of-Network Mental Health Benefits:

Many people are eligible to receive out-of-network mental health benefits through their insurance providers. In this case, I would be able to provide you with a receipt following our session that you may then submit to your insurance company. Full payment would be due at the end of our session and you would then submit the receipt and collect reimbursement directly from your insurance provider.

As I am unable to verify coverage or guarantee that you will be reimbursed for my services, it is important for you to clarify and confirm out-of-network benefits for your mental health expenses with your Insurance provider.

In order to determine whether or not you have out-of-network mental health benefits with your insurance company, there are some standard questions, which you may like to review with them:

-       Do I have any out-of-network mental health benefits with my current plan?

-       If so, how much does my plan cover for an out-of-network mental health provider?

-       Do I have a deductible for my out-of-network mental health services before I may receive any reimbursement? 

-       If I do receive such benefits, how can I go about submitting such claims for my reimbursement (where should they be sent)?

-       Are there any limits on these benefits?

-       What information will you need from my out-of-network provider?

-       Do I need to obtain any authorization before submitting a claim? If so, how do I go about that?

Cancellations or failure to show up for Appointments:

Please allow at least 24 hours advanced notice prior to cancelling an appointment.

Failure to give 24 hours notice or to show up for an appointment altogether will result in a charge equivalent to one’s regular session fee. This is an out of pocket expense that insurance carriers will not reimburse for.